The Durango Insurance staff has a created a hands on approach to deliver exceptional service and group health insurance plans to each organization.  Below is a list of services that our office can provide to our clients:

Monitor & Evaluate Insurance Contracts

• Develop time lines and manage the health insurance renewal process, including negotiating the renewal rates with current carrier to ensure the most competitive rates
• Provide group benefit plans using from alternative carriers as required:
• Anthem BC BS
• Rocky Mountain Health Plans
• United Health Care
• CIGNA
• PacifiCare
• Self Insured Options Third Party Administration (TPA)

Provide Dedicated Claims Service & Analysis

• Dedicated staff for solving & scrutinizing claims issues for accuracy
• Employees assistance with claims, membership issues or individual enrollments

Analyze Utilization Statistics

• Evaluate claims experience on a quarterly basis for groups over 50
• Provide a semi-annual comprehensive analysis report for groups over 50

Group Term Life & Long Term Disability Programs

• Current Group Plan Analysis and Comparison
• Strong insurance carrier relationships, i.e. Mutual of Omaha, Hartford, UNUM, Standard and other competitive carriers nationwide.

Dental & Vision Plans

• Determine and recommend the most effective Dental and Vision plans for each group

Support Human Resource Managers

• Petition special exceptions from the group carrier for unique or problematic issues
• Assist in coordinating COBRA and Workmen’s Comp matters
• Inform and educate in regards to Employee Benefits and program administration
• Provide monthly Overage Dependent status reports

Local Office

• Personal and immediate response for managers and employees
• Available Monday through Friday 9 a.m. to 5:00 p.m.
• Extensive working relationships with hospitals, area providers and local pharmacies
• Knowledgeable, friendly and caring staff